Built for Nigeria Businesses
NGN currency built in
Set NGN as your default currency. All invoices, quotes, and reports in Nigeria currency automatically.
Paystack payments
Clients in Nigeria can pay via cards, bank transfer, USSD — directly from their invoice link. No extra tools needed.
7.5% VAT on invoices
Add 7.5% VAT to invoice line items. Shows clearly on PDF. Add your FIRS TIN in workspace settings.
International clients too
Stripe built in for USD, GBP, EUR payments from international clients. Both gateways on one invoice.
Automatic reminders
Stop chasing overdue invoices manually. BillRyt sends payment reminders automatically.
Professional documents
Invoices, quotes, and proformas that look enterprise-grade. Your logo. Your brand. Your language.
Note: Withholding Tax (WHT) also supported as a line item deduction.
Invoicing in Nigeria — The Real Picture
Nigeria has one of Africa's most dynamic SME sectors — but invoicing is still largely manual. Most businesses send invoices as Word documents or PDFs via WhatsApp or email, then wait for a bank transfer they manually have to confirm. Payment delays of 30–60 days are common. Invoice disputes happen because terms were never clearly documented.
BillRyt changes this. Send a professional invoice with a Pay Now button. Your client pays via card, bank transfer, or USSD via Paystack. The invoice marks itself as paid the moment the payment clears. No more chasing transfer confirmations. No more payment disputes.
VAT and Tax Compliance in Nigeria
Add your FIRS TIN in BillRyt Settings — it prints automatically on every invoice.
Payment Methods in Nigeria
Bank transfer (NIP/NIBSS)
Popularvia Paystack
Instant transfers between Nigerian banks. Widely used for business payments.
Debit card (Verve, Mastercard, Visa)
Popularvia Paystack
Standard card payments. Verve is Nigeria's local card scheme.
USSD (*894#, *966# etc)
Popularvia Paystack
Works without internet. Popular for clients in areas with poor data.
Bank mobile apps
via Manual
Client pays via their bank app and sends screenshot. Record manually in BillRyt.
A Worked Example — Lagos Agency
Scenario: A Lagos-based digital marketing agency bills a client ₦450,000 for a 3-month retainer. The client is a mid-sized Lagos company. The invoice must include VAT at 7.5% and the agency's FIRS TIN.
BillRyt calculates VAT automatically. The FIRS TIN prints at the invoice footer. Payment link included — client pays via bank transfer or card via Paystack.
Frequently Asked Questions
What is the VAT rate in Nigeria?
VAT in Nigeria is 7.5% as of 2020. BillRyt lets you set this per workspace or per line item.
Does BillRyt support Paystack in Nigeria?
Yes. BillRyt has native Paystack integration supporting NGN cards, bank transfer, and USSD for Nigerian clients.
Can I add my FIRS TIN to invoices?
Yes. Add your FIRS Tax Identification Number in Settings → Workspace. It appears on all outgoing invoices.