Built for Canadian businesses
CAD invoicing built in
Set CAD as default. Invoices, quotes and reports in Canadian dollars, with other currencies available for cross-border clients.
Cards + bank via Stripe
Clients pay by card or pre-authorised debit (PADs) from a Pay Now link; the invoice reconciles itself on payment.
GST/HST per province
Add the right GST or HST rate for the province you invoice, plus your GST/HST number — all shown on the PDF.
Automatic payment reminders
Stop chasing overdue invoices by hand. BillRyt emails polite reminders on your schedule until the invoice is paid.
Estimates → invoices
Send a branded estimate, then convert it to an invoice in one click once the client approves.
Selling into Africa too? Add Paystack
BillRyt is one of the few tools that puts Stripe and Paystack on the same invoice — collect from a client in London and a client in Lagos, from one dashboard.
Invoicing in Canada — the real picture
Canadian freelancers and small businesses deal with sales tax that changes by province — 5% GST in Alberta, 13% HST in Ontario, 15% in much of Atlantic Canada. Getting it wrong on a manual invoice means awkward re-issues and messy bookkeeping.
BillRyt applies the correct GST/HST per invoice, adds a Pay Now button, and reconciles the moment a client pays by card or bank via Stripe. Reminders chase late payers automatically, and your records export cleanly to QuickBooks or Xero.
GST / HST in Canada
Canada charges 5% federal GST, which combines with provincial tax into HST in several provinces (e.g. 13% in Ontario). BillRyt lets you set the exact rate for the province you're invoicing.
Add your GST/HST number in Settings → Workspace so it prints on every invoice. Under the $30k threshold? Invoice without tax.
Payment methods in Canada
Credit / debit card
Popularvia Stripe
Visa, Mastercard, Amex. The default for most Canadian payments.
Pre-authorised debit (PAD)
via Stripe
Bank-to-bank pulls, useful for larger or recurring invoices.
Interac e-Transfer / wire
via Manual
Common between Canadian businesses — record the payment in BillRyt when it arrives.
A worked example
Scenario: A Toronto agency bills an Ontario client $2,000. HST at 13% applies, and the invoice shows the agency's GST/HST number.
BillRyt applies the province's rate automatically. Client pays by card via Stripe; the invoice reconciles itself.
Frequently asked questions
Does BillRyt handle GST and HST?
Yes. Set the correct GST or HST rate for the province you're invoicing and add your GST/HST number, which prints on every invoice.
Can I invoice and get paid in CAD?
Yes. Set CAD as your default currency; clients pay by card or pre-authorised debit via Stripe. Other currencies are available for cross-border work.
How do my clients pay?
Each invoice has a Pay Now link — clients pay by card or bank via Stripe, or you can record an Interac e-Transfer or wire manually.
Is BillRyt free to use in Canada?
Yes — the Free plan is free forever, no credit card required. Paid plans add more features and team seats. See /pricing for current rates.